PERSONAL BANKING
Become an APS Customer
Become an APS customer and benefit from a holistic product portfolio to meet all your personal banking needs. Open a bank account, enjoy true flexibility with state-of-the-art internet banking, and choose from a wide range of loan options. In addition to future-planning offerings such as investment services, life insurance, term deposit accounts and retirement planning.
Becoming an APS Customer has never been this easy
You can start the process to open your APS account by filling in the application form from the comfort of your home and taking it to one of our Branches with the list of required documents.
RELEVANT DOCUMENTS
All you need to open an account
If you are a Maltese customer, we would require the following documents:
Identification Document:
- Valid and unexpired Maltese ID Card; or
- Valid and unexpired Maltese Driving License; or
- Valid and unexpired Maltese Passport
Tax Identification Number
Evidence of Permanent Residential Address, not older than 6 months (If different from Maltese ID Card or if not stated on identification document)
- A recent bank statement or reference letter issued by a recognised credit institution or entity carrying out relevant financial business in a Member State of the EU; or
- Correspondence from a central or local government authority, department, or agency (e.g., hospital, local council, income tax, etc.); or
- An official conduct certificate; or
- Any other government-issued document not mentioned above, or
- A recent utility bill; or
- A lease contract or agreement (not expired)
If Self-Employed & applying for a trading-as account
- Vat Certificate
If you are a Non-Maltese customer, we would require the following documents:
Identification Document:
- Valid and unexpired Maltese Residence Card; and
- Valid and unexpired Passport
Tax Identification Number (all Tax residences)
Evidence of Permanent Residential Address (not older than 6 months)
- A recent bank statement or reference letter issued by a recognised credit institution or entity carrying out relevant financial business in a Member State of the EU; or
- Correspondence from a central or local government authority, department, or agency (e.g., hospital, local council, income tax, etc.); or
- An official conduct certificate; or
- Any other government-issued document not mentioned above; or
- A recent utility bill; or
- A lease contract or agreement (not expired)
AND
- Proof of permanent residential address prior to settlement in Malta (if you do not have a permanent residential address abroad and you have been residing in Malta for less than 6 months, you will be required to present a utility bill, bank statement, official government document or any other document indicating foreign residential address.)
Evidence of Local Tangibility
- If employed in Malta, JobsPlus Employment History; or
- If studying in Malta, Letter of Acceptance by the University/College; or
- If retiring in Malta, a Rental Agreement or Deed of Acquiring Property; or
- If you own or lease property in Malta, a Deed of Acquiring Property or Lease Agreement; or
- If you own a Maltese Registered Company, a copy of the Memo & Articles of Association; or
- If you operate a business activity as a sole trader, the VAT Registration Certificate, or most recent Income Tax Return (including Profit & Loss Account)
If Self-Employed & applying for a trading-as account
- Vat Certificate
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Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act. The Bank is a participant in the Depositor Compensation Scheme established under the laws of Malta. Terms and Conditions apply and are available upon request.
